![]() ![]() SaaS and PaaS also often requires no credit check as well, so it’s perfect for start-ups and struggling businesses attempting to improve their operations as well as successful operations just looking to turn a cap-ex into an op-ex to maximize cash flow and the service offerings. These are rental programs which turn a depreciating liability with a large up-front expenditure into a paid-over-time solution that usually bundles additional value like extended warranties and upgrades while having a negligible up-front investment. SaaS and PaaS Rental ProgramsĪn alternative to leasing which has become increasingly popular are “Software as a Service” and “POS as a Service” programs. If you have a specific borrowing need, please let your sales representative know, we’d be happy to help you with it. Leasing is available with step-up schedules, step-down schedules, or other creative structures that meet specific challenges. Our flexible leasing options can have variable payment terms that match your payments to predetermined budget allotments or seasonal variations. Our simple application process only takes a few minutes and approvals are delivered quickly. No need to go to the endure the slow processes at the bank to obtain a loan for an equipment financing arrangement, and merchants shouldn’t exhaust the convenient lines of credit needed for day to day operations for a medium term equipment purchase.Īrmagh sales representatives will work with you to find a leasing plan that suits your needs and facilitate an POS system purchase that fits your business. Traditional Equipment Leasing or Financing Regardless of the tax advantages, the increased efficiency, error control, theft prevention and opportunity provided by a POS more than compensates for any interest or cost to borrow.įor these reasons, Armagh offers a variety of solutions that allow you to pay over time and can assist you in finding the leasing, rental, or financing route that makes the most sense for your business. Using the “Money today is worth more than money tomorrow” rule, the relative payment becomes less and less of an impact on the business, while the system is depreciable and the interest is tax deductible. Purchasing your point of sale system using leasing, rental, and finance options allows the merchant to immediately maximize the efficiency and control provided by a new POS system while minimizing the up-front investment and impact on cash flow by paying for the equipment over time.
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